How to Reset and Get Ahead With Your Savings

As a mom, one of my everyday task is to look for new healthy recipe that I can prepare for my family and try to do a 𝘄𝗲𝗲𝗸𝗹𝘆 𝗯𝘂𝗱𝗴𝗲𝘁 𝗽𝗹𝗮𝗻 so I can save and manage well our finances. But the truth is, budgeting is not an easy thing to do and and it is really hard to meet the needs of the family especially now that there is an increase in prices of basic commodities.

My Bullet Journal

Cebuana Lhuillier recently celebrated World Savings Day! I have learned on how to get my finances get back on track and get some helpful saving tips from Izza Glino of savingspinay.ph. We had an activity during the event and created a bullet journal. This journal helped me visually see things, set GOALS and do something about budgeting so I can have the right spending habits.

Happy World Savings Day!!!

Restarting my savings and keeping in mind that budgeting is the one of the best ways to make sure that I am spending only what is in my purse! Here are some ways on how you can reset and get ahead with your savings.

1. Understand your current financial situation. The first step to devising a plan to solve your money problem is take an inventory of your finances.

2. Review your spending habit. Find out who and how you are when it comes to spending your money lately.

3. Make small changes. Find small ways on you can reduce your daily expenditure in order to save more.

4. Budget. Setting and following a monthy budget can help you regain a sense of control.

5. Set new or better saving goals. Set S.M.A.R.T goals. Breakdown your goals into quarterly milestone or monthy task.

6. Put your plan into action. Implement steps that can minimize the chances of another financial setback.

7. Correct and adjust. Perfection is impossible. Get started with your saving goals,correct and adjust in along the way.

Izza Glino of savingspinay.ph

Cebuana Lhuillier

Cebuana Lhuillier Micro Savings aims to provide easier banking access to Filipinos. It is a regular savings account but does'nt require maintaining balance. Account holders can deposit and withdraw anywhere at their convenient time with Cebuana Lhuillier's network of more than 3,000 branches nationwide. As a Micro Savings Account holder, you can also pay cashless using your card in any of 350,000 UnionPay and Bancnet  accredited retail stores and withdraw in any of 21,000  Bancnet ATM nationwide. 

All you just need is one government ID, 50pesos minimum initial deposit and PISO card fee (for clients without 24k card), 75pesos for card upgrade.

For moms like me who is on a budget all the time, we don't need to always sacrifice! It is a matter of considering what you are buying is a need or want. Determine what you prioritize, whether it is for groceries, housing, insurance and even travel, I believe that we can always find ways on how we can manage our spending and stay on track financially even on a tight budget.